The basic Fire Policy may be extended to cover risks of storm, tempest, flood, earthquake, volcanic eruption, aircraft or other aerial devices or articles dropped from an aerial device, impact damage by any third-party road vehicles, horses or cattle, bursting or overflowing of water tanks, apparatus, or pipes. Furthermore, it may be further extended to cover loss of profits, loss of rent, liability to landlord and third parties, theft, strikes, riots & civil commotion, malicious damage, explosion, etc.

Property All Risks:

Policy provides all risk coverage to property whilst situated at a given premises against losses and/or damages due to any accident. When compared to conventional Fire Policy, the Property All Risks Policy covers accidental damage to insured property in addition to the Fire & Allied Perils and Burglary.